As a locally owned agency, we understand the needs of Texas families and businesses better than anyone. We’re part of the community we serve, which means you’re not dealing with a call center or someone who doesn’t know your area. Our clients trust us because we offer honest guidance, personalized support, and real relationships—not just policies. When you work with us, you’re getting a local team that truly cares and is here for you whenever you need us.
As an independent agency, we work with multiple top-rated carriers—so you don’t have to spend hours comparing quotes. We review your coverage needs, shop around on your behalf, and present the best options based on price and protection. Our goal is to save you money without sacrificing quality. You get competitive rates, stronger coverage, and a smoother experience from start to finish.
From policy questions and updates to billing assistance and renewals, our team is dedicated to providing fast, friendly, and dependable support. We believe communication is everything, which is why we make it easy to reach us by call, text, or email. With bilingual assistance and a customer-first approach, we ensure every client feels heard, understood, and taken care of—every time.
Affordable liability, full coverage, SR-22, multi-car discounts.
Protect your home with customizable coverage at competitive rates.
NFIP & private flood options for full peace of mind in any zone. risk.
Covers new construction or major renovations against damage, theft, and unexpected losses.
Covers your belongings against theft, fire, and unexpected events.
Protects rental property, liability, and tenant-related risks.
Coverage for contractors, businesses, liability, and commercial autos.

Sergio is a bilingual (English/Spanish) insurance agent who specializes in creating personalized, affordable coverage solutions. As the agency’s quoting expert, he compares multiple carriers to find the best protection for each client. Known for his clear communication and client-first approach, Sergio makes the insurance process simple, transparent, and easy to understand.

Maria is the bilingual Office Manager at SMoreno Insurance Agency. She oversees daily operations and provides exceptional support with policy changes, renewals, billing, and client communication. Her leadership, professionalism, and friendly approach make her a trusted resource for every client.

Sara is a bilingual Customer Service Specialist at SMoreno Insurance Agency, where she assists clients with policy updates, billing questions, documentation, and daily service needs. Her clear communication, friendly personality, and dependable support help ensure every client feels understood and well taken care of.
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